Re: UNUM Insurance Denied Long Term Disability Benefits

Fri Jan 21 09:11:49 2000

That is odd because I received disability but I was operated on for small bowel obstruction. We did not say my disability was due to adhesions. Is that what you all are going out on? I am curious because if I have to have another surgery, my surgeons are not sure I will be able to work. As it is, they are certain that I will only be able to work about 10 more years. I will be going out under the "adhesions" reason for LTD and if this is a problem, we need to do something about it now. UNUM will be my primary LTD benefit. Let's all talk.

> -----Original Message-----
> From: []
> Sent: Thursday, January 20, 2000 11:18 PM
> To: Multiple recipients of list ADHESIONS
> Subject: Re: UNUM Insurance Denied Long Term Disability Benefits
> I was also denied for "pre-Exisitng Condition" by UNUM. I have been off
> work
> since Feb 1999, my short-term disability stopped on May 23, 1999. I am
> supposed to be receiving my First Disablilty check by the end of this
> month.
> I was not aware that alot of people with UNUM insurance were being Denied
> for
> the same reason. I am not sure about the appeal process, to be honest the
> thought never crossed my mind.
> Lou Ann

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