Re: health insurance/careers

From: dorothy (
Sun Jul 31 19:47:04 2011

VERY interesting, thanks for the advice Dawn! I just got a new job 3 weeks ago, health coverage won't kick in till Oct. (praying HARD to the Lord I will not have another SBO, especially while in "probation time" at woek. I wonder how their ins carrier will term my previous SBO surgeries........... UGH!!!!

At Sat, 16 Jul 2011, IAS Admin wrote: >
>From: [] On Behalf Of
>Sent: Friday, July 08, 2011 10:18 AM
>Subject: Re: health insurance/careers

>Sorry you are having such trouble with pre-existing conditions.  Those huge

>The best way to scare them into behaving like human beings is to turn them
>into the insurance commissioner of your state.  You might be surprised what
>shakes out when you involve them.  Give it a try and let us know how it

>Don't worry about the rants, that is what we are here for.  We all have the
>same feelings and it is so nice to be able to have an outlet.


>> Date: Fri, 8 Jul 2011 07:23:00 -0500
>> From:
>> To:
>> Subject: health insurance/careers
>> Sender: (dorothy)
>> Subject: Re: health insurance/careers
>> Thanks for the reply Dawn! Oh it sooooooooooooo tests the patience of
>> "patients" being under the hand of Big Pharma and its associates. I
>> feel so hung out to dry with the possibility of more small bowel
>> obstructions. A few mos. back I called Anthem BCBS (they were my
>> carrier at my previous job and through the 15 mos. on Cobra. I
>> explained to them that my Cobra was going to end on 6/30 and that I
>> wanted to continue w/them after it ended -- they told me I could
>> continue on w/them, BUT they would not cover any small bowel surgeries
>> till after a 12 month period wherein I was free of small bowel obs --
>> AAAARGH!!! Besides, the insurance would have cost more than the rent for
>> my apartment.
>> I signed up with I CAN Health, but still they won't cover the
>> pre-exiting SBO for 12 months either.
>> HOW do they get to call an obstruction a pre-existing condition
>> anyway???? If it's not a disease, and it's not a certainty we will have
>> them, how can it be classified as a condition??????????????? AND if it
>> IS indeed a condition, WHY can't we get disability???????????? Who in
>> the world will want to hire you if you have re-occuring surgeries and
>> major time missed???? UGH!!!
>> Sorry for the rant, I am soooooooooooooooo fed up with it all. :0(
>> At Thu, 30 Jun 2011, IAS Admin wrote:
>> >
>> >From: [] On Behalf
>> >Sent: Monday, June 27, 2011 11:57 AM
>> >To:
>> >Subject: Re: health insurance/careers
>> >
>> >Health insurance is tricky but most states have a clause in which
>> >pre-existing conditions do not apply if there is no break in coverage. 
>> >Check out the insurance commissioners page on your state government web
>> >site.  They should have the details.  Then simply purchase individual
>> >insurance, most times it is less expensive than cobra.

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