At Wed, 17 Jan 2001, anonymous wrote:
> >At Thu, 20 Jan 2000, Linda Ehler wrote: >> >>Hello everyone, Has anyone had this problem before? >>My short-term disability ran out 12/28/99 with my employers insurance >>company UNUM (one of the largest. I was supposed to be transitioned >>over for long term. Of course, they had to go through the approval >>process. I have 6 diagnoses, one of which is ARD, Fibromyalgia & CFS, >>Costochondritis, IC, and major migraines. None of these ever kept me >>from working until July 2, 1999. Anyway, they just denied me benefits >>based on their criteria of "Pre-existing" (prior to March 1, 1999 and >>going back 90 days. The only thing that was pre-existing was a bleeding >>ulcer that caused the left flank pain. Much proof to this effect. My >>doctors all wrote letters regarding this etc. I am appealing. Does >>anyone know how this goes? Have you ever appealed a private long term >>disability giant like UNUM? >> >>I guess all they say is true. I read an article in the Portland Press >>Newspaper from 1996 that stated UNUM claims administrators were paid >>bonuses of $86 million to deny claims!!! I couldn't believe it until I >>saw it for myself. >> >>My sincere thanks to anyone who might have experience with this. What >>are the chances with an appeal? What is the worst is that you are left >>out in the cold. No medical ins., no money,not cured and still disabled >>and not doing well enough at all to go back to work. Our state WA only >>gives a single person (with no children) $330. month!!! Like you can >>really exist on that. Thanks again. Linda > >Linda, > >I have just recently started researching this myself and found some >information that may help you. >Go to http://www.lander-downs.com/ladtort.htm >This is a case that awarde punitive damages for denial of claim in >Warrington v. Great Western Life Assurance Co. and the man making >claim had the same fibromyalgia. > >Go to http://www.phillipslytle.com/06-00_case_law.html > >This case dealt with pre-existing cases. > >I hope that this will help you and give you some hope.
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do u have a copy u can send me of the portland press article on email?